If you are like most people, you think two factor authentication is nearly impossible to get around. This is because two factor includes:
So if a hacker gets your username and password, say through a phishing site you accidentally typed your credentials into, they still can’t get in because they don’t have the PIN code that the web site in question (your bank, Gmail, your company…) sent to you… or can they. Below are four ways hackers get your PIN code:
This actually happens. A hacker calls your cell telco and convinces them that your cell was lost or stolen so they need to assign your number to a new SIM card. Watch this 1 minute video:
Bingo the hacker now has access to whatever you have on the REAL site. If you don’t follow this logic, watch about 3 minutes of this video (just ignore the title of that video as we start 12 minutes in):
Your cell provider and the telco that the website hackers are trying to get into are almost certainly different and you probably will be shocked to learn that text communication between telco’s has virtually no security.
Watch about 1 minute of this video and you will fall down in amazement:
If someone can clone your SIM card… and they can… they can receive your text messages… including your PIN codes:
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